|USD / KGS||69.7500||69.9000|
|RUB / KGS||1.0349||1.0639|
|KZT / KGS||0.1860||0.1931|
|EUR / KGS||78.8200||79.9000|
|USD / KGS||69.6500||69.9500|
|RUB / KGS||1.0200||1.0900|
|KZT / KGS||0.1830||0.1950|
|EUR / KGS||78.7000||80.2000|
|Currency||13 December||14 December|
|Name||Minimum deposit amount||Additional payment possibility||Partial withdrawal||Maximum interest rate|
|100 000 USD||1 000 USD||no||
|200 USD||no||no||to 4%|
|40 USD||15 USD||yes||to 3,5%|
|7 000 000 KGS||70 000 KGS||no||
|10 000 KGS||no||no||to 13%|
|3 000 KGS||1 000 KGS||yes||to 12%|
Note: In accordance with the tariff policy of the Bank, the Bank may consider the possibility of establishing individual rates on the basis of written application of the customer for individual clients.
You can open a deposit in any of the branches of Kyrgyzkommertsbank OJSC, you need to have a passport (ID card for citizens of the Kyrgyz Republic or a foreign passport if you are a foreign citizen), fill in and sign the documents for opening demand Deposit accounts and clearance of the Deposit.
You may open a deposit for any period convenient for you upon the bank’s offer: 6 months, 1 year, 2, 3 years, depending on the type of deposit.
At the client's request, a monthly payment of interest may be established, or a payment of interest simultaneously with the return of the whole amount of the deposit. Interest is credited to the next working day from the date of the contract. The accrued interest is transferred to your current account or to the debit card of our Bank
You do not have to come to the Bank to re-issue the deposit at the end of the term of placement - in case of not collecting a deposit at the end of the term, there will be an automatic extension for the same period, with interest accrued on the Deposit at the rate applicable to the Bank for this type of deposit on the day of the extension of the validity term of the Contract
In case you withdraw the deposit before the due date, interest payment shall be made according to the following conditions:
1) at the expiration of one half of the term of the Contract, interest is paid for the actual period of validity of the Contract in accordance with the rates of the Bank “for early termination of the deposit” for individuals or legal entities.
2) upon expiry of less than half of the term of the Contract, the interest on the Deposit is not paid.
You may replenish the account within the term only under “Universal Deposit” according to the approved minimum amount, with any periodicity (cash and non-cash funds), in the deposit currency (or with the condition of converting to the deposit currency); while the reception of additional contributions is terminated 30 days before the expiry of the Contract
It is possible to receive interest on a deposit to a card of another bank only when processing a payment order in any of the branches of Kyrgyzkommertsbank OJSC
According to the legislation of the Kyrgyz Republic, currently income from deposits of individuals is not taxed. Legal entities are subject to a profit tax of 10%, according to the Tax Code of the Kyrgyz Republic.
At the conclusion of the Contract, the client chooses the frequency of interest payments monthly or simultaneously with the return of the whole amount of the Deposit. Accordingly, when choosing a monthly payment, the client can see the credited interest on the settlement account by connecting to the online banking system in the mode of viewing settlement accounts. This is a fee-based service: KGS 400 per month. Either by phone, through the transaction officer +996 312 333 000 (ext. 17047 or 17048), at the same time when opening an account, you need to notify the operational department employee about it in order to establish an identification password in the banking system agreed with the client.
"Kyrgyzkommertsbank" OJSC provides an excellent opportunity for an effective accumulation of funds on bank deposit "Universal deposit".
Terms of deposit «Universal deposit»
Minimum amount of deposit: 3 000 KGS / 50 USD.
Minimum amount of single additional deposit, increasing amount of deposit: 1 000 KGS / 20 USD.
Remuneration payment frequency: monthly or at the end of period at client’s discretion. Partial withdrawal: possibility of partial withdrawal to the level of minimal balance.
Special conditions: acceptance of additional deposits terminates 30 days before the expiry of bank deposit agreement.
Documents required for account opening: according to package of documents in order to open bank account.
Terms of payment of remuneration in case of early termination of bank deposit agreement:
Additional conditions: Tacit extension of bank deposit agreement is made for the same term, under the rate of remuneration set by tariffs of the Bank on the day of extension, capitalization is envisaged during tacit extension (accrued interest on deposit is added to principal amount of deposit).
Rates of remuneration on deposit «Universal deposit»*
|6 mon.||12 mon.||24 mon.||36 mon.|
Rates of remuneration in case of early termination of deposit agreement on deposit «Universal deposit»*
|6 mon.||12 mon.||24 mon.||36 mon.|
*Tariffs are valid from 29.12.2017 until 31.12.2018 .
Wellcome to branches of "Kyrgyzkommertsbank" OJSC, also we glad to answer your questions by phone:
Call-center: +996 (312) 333 000