Working capital

Up to 300 000 USD (KGS equivalent)

From 300 001 USD (KGS equivalent) 

Remuneration rate (% per annum) USD*

Up to 300 000 USD from 12%

From 300 001 USD from 10%

Remuneration rate (% per annum) KGS*

Up to 300 000 USD (KGS equivalent) from 22%

From 300 001 USD (KGS equivalent) from 20%

The limit maximum term

Up to 36 months

The loan / tranche maximum term under the loan facility

From 3 up to 36 months

Charge for organization of the loan facility

Single

upon concluding a contract the limit

from 0.3 % of the loan / loan facility amount

(amount of the loan facility limit increase)

Form of repayment

1. Repayment in equal installments, monthly;

2. A flexible schedule is possible (only after repayment of the principal debt up to 12 months);

3. Repayment by annuity, monthly.

Continuous term of business at the time of applying to the bank

Stable business that is valid for at least 12 months (without interruption) in the sphere of trade or services, the sphere of production prior to applying for the loan.

Form of financing

Loan, loan facility (revolving / non-revolving) according to decision of an Authorized Authority

Loan purpose

1. Replenishment of working capital;

2. Refinancing of the Borrower’s outstanding loans in another FCI, if the loan was received for purposes corresponding to this program;

3. Issue of documentary operations products within the established limit;

4. Covering financial short-term deviations;

5. Refinancing of private loans.

Security

Additional provisions

Full transfer of turnovers to Kyrgyzkommertsbank by decision of an Authorized Authority

* Effective interest rate: in USD from 10,85%, in KGS from 22,54%

** Interest rate and repayment schedule depend on the requested amount, loan term, financial solvency, collateral provided, etc. Upon your request, the credit manager will provide you with a repayment schedule according to the amount requested and above conditions.