Overdraft

From 50 000 USD / (KGS equivalent)

Remuneration rate (% per annum) USD*

From 14%

Remuneration rate (% per annum) KGS*

From 24%

The limit maximum term

From 3 up to 12 months

The loan / tranche maximum term under the loan facility

Up to 10 days 

Charge for organization of the loan facility

Single from the tranche amount from 0.5%

Form of repayment

As the funds flow to the customer’s bank account

Continuous term of business at the time of applying to the bank

Stable business that is valid for at least 24 months (without interruption) in the sphere of trade or services, the sphere of production prior to applying for the loan. For loans in the amount of not more than 250.000 KGS - 12 months  

Form of financing

Loan, loan facility (revolving)

Loan purpose

Replenishment of working capital

Security

1. Availability of turnover in FCI not less than 12 months upon financing up to 250 000 KGS;

2. Availability of turnover in FCI not less than 24 months upon financing over 250 000 KGS;

3. Monthly revision of the limit amount.

* Calculation of annual effective interest rate due to the specifics of the overdraft is to be made individually in each case. Consult with the Bank's credit manager.