SMS-Banking

SMS-banking – service for additional control of operations on your card.

"Kyrgyzkommertsbank" OJSC provides cardholders an additional opportunity to manage money with mobile phone - SMS-banking.

SMS-banking - simple service for those who want to keep informed and conduct accurate monitoring of received and spent funds.

Now you, as a holder of  payment card of "Kyrgyzkommertsbank" OJSC  can at any time, regardless of location, having mobile phone, promptly:

• receive information about balance of money on card.
• control replenishment and debit operations on card.
• inform the bank about necessity to block the card in case of loss / theft and / or unauthorized access.
• receive SMS-notification every time  when there are changes on your card account. If you want to see balance of your account / conducted card operations,  SMS-messages with relevant information will come to your mobile phone in accordance with your request.

How to become SMS-banking user?

SMS-banking includes two types of services:

1. «Active services»: you control on your own replenishment and debit operations on card via sending request by SMS-message. With «Active services» you can:

• learn about balance of money on card account

• receive short statement on the last 10 card operations

• block your card in case of its loss / theft or unauthorized use  

How to use «Active services»?

2. SMS-notification + «Active services»: you automatically receive information about all card operations conducted on your card account via SMS-notification to your mobile phone. Moreover, you always can make use of «Active services». During registration to this type of service you can indicate:

• if you want to receive SMS-notifications on all of your cards (if you have several) or on one card.

• what is threshold amount from which you want to receive SMS-notifications (for example, on all card operations exceeding 100 soms).

• List of operations on which you want to receive SMS-notifications (for all card operations or only on replenishment of the card, or only on card operations conducted beyond the Kyrgyz Republic, etc.).

In order to change mobile phone number to which SMS-banking service is adjusted, or to change threshold amount of card operations, you can use any ATM of "Kyrgyzkommertsbank" OJSC. For this purpose:

1. Insert the card in the ATM (any banking card with SMS-banking service), select the language and enter PIN-code.

2. Select «SMS-banking» operation and «Subscription» option.

3. Select «Mobile phone number and/or threshold amount change» option, enter new threshold amount or new mobile phone number and wait until completion of operation.

In order to temporarily block service SMS-notifications + «Active services» (in case of loss/theft/handover of mobile phone to third person for use), you need to make use any ATM of "Kyrgyzkommertsbank" OJSC. For this purpose:

1. Insert the card in the ATM (any of your cards with SMS-banking service), select the language and enter PIN-code.

2. Select «SMS-banking» operation.

3. Select «SMS blocking / unblocking» operation and wait until completion of operation.

You can unblock service SMS-notification + «Active services» at any time, until SMS-banking service subscription  is valid.

In order to unsubscribe from SMS-banking service, you need to use any ATM of "Kyrgyzkommertsbank" OJSC and make following operations:

1. Insert the card in the ATM (any of your cards with SMS-banking service), select the language and enter PIN-code.

2. Select «SMS-banking» operation and «Unsubscribe» option.

3. Indicate type of subscription from which you want to unsubscribe (on one of your cards or all of them), and wait until completion of operation.

Payment for SMS-banking services is made in accordance with the Bank's tariffs acting at the date of use of SMS-banking services, and currently is 60 soms per month.

Payment for services of mobile operators is made in accordance with agreements concluded between payment card holders and relevant service provider.