Working capital

Up to 50 000 USD (KGS equivalent)

From 50 001 USD (KGS equivalent)

Remuneration rate (% per annum) USD*

Up to 50 000.00 USD from 14%

From 50 001.00 USD from 12%

Remuneration rate (% per annum) KGS*

Up to 50 000.00 USD (KGS equivalent) from 24%

From 50 001.00 USD (KGS equivalent) from 22%

The limit maximum term

Up to 36 months

The loan / tranche maximum term under the loan facility

From 3 up to 36 months

Charge for organization of the loan facility

Single

upon concluding a contract the limit

from 1% of the loan / loan facility amount

(amount of the loan facility limit increase)

up to the amount of 10 000 USD, single payment – 100 USD

Form of repayment

Repayment by annuity, monthly;                         

A flexible schedule is possible (only after repayment of the principal debt for a period determined by an Authorized Authority).

Continuous term of business at the time of applying to the bank

Stable business that is valid for at least 6 months (without interruption) in the sphere of trade or services, the sphere of production prior to applying for the loan 

Form of financing

Loan, loan facility (revolving / non-revolving) according to decision of an Authorized Authority

Loan purpose

1. Replenishment of working capital;

2. Refinancing of private loans;

3. Covering financial short-term deviations;

4. Issue of documentary operations products within the established limit;

5. Refinancing of the Borrower’s outstanding loans in another FCI, if the loan was received for purposes corresponding to this program.

Security

Full transfer of turnovers to Kyrgyzkommertsbank by decision of an Authorized Authority.

* Effective interest rate: in USD from 13,66%, in KGS from 25,65%

** Interest rate and repayment schedule depend on the requested amount, loan term, financial solvency, collateral provided, etc. Upon your request, the credit manager will provide you with a repayment schedule according to the amount requested and above conditions.